More Than,Bill Payments
Bilscore helps you manage your everyday payments with less effort. Schedule bills, pay through Whatsapp, use USSD when you're offline, and keep everything organised in one place.
Multi-Channel Flexibility
WhatsApp, USSD, Mobile App - use what works for you.
Schedule Bills
Schedule and pay when you want
Whatsapp Payments
Pay directly from chat
Secure & Reliable
Bank-grade security with 99.9% uptime guarantee.
Our Services
One platform. Multiple ways to pay
Pay Anywhere
Buy airtime,data, electricity, and cable TV using our mobile app, WhhatsApp, or USSD
Schedule Bills
Schedule electricity and other recurring payments ahead of time , so you never miss a due date.
Offline USSD
Generate ready-to-use USSD codes and pay even when your internet isn't available.
WhatsApp Payments
Buy airtime, pay bills, and manage payments directly from WhatsApp.
Recurring Payments
Automate recurring electricity , cableTV, and other bill payments with flexixble schedules.
Instant Receipts
Get digital receipts immediately after every successful payment
Reliable Payments
Built for fast processing, instant confirmations, and dependable service
Agent Portal
Manage customers, monitor sales, and grow your businessfrom one dashboard .
Pay on WhatsApp,No App Required
Buy airtime, data, and pay bills by simply sending a message. Bilscore lives right inside your WhatsApp chat.
Bilscore
online
AIRTIME 200
09:25 ✓✓
📱 Airtime Purchase Successful!
Phone: 08064875435
Amount: NGN 200.00
Network: MTN
Reference: txn_1789540
Thank you for using Bilscore!
━━━━━━━━━━━━━━━
💰 Balance: NGN 5,800.00
🏦 Account: 6699467698
👤 Name: John Doe
09:25
BALANCE
09:26 ✓✓
Balance: NGN 5,800.00
Name: John Doe
Number: 6699467698
09:26
No App to Download
If you have WhatsApp, you have Bilscore. Zero install friction.
Instant Transactions
Buy airtime, data, or pay bills in under 30 seconds — just type and send.
PIN-Secured
Every purchase is protected by your transaction PIN. Toggle it anytime.
Works on Any Phone
Android, iPhone, or feature phone — if it runs WhatsApp, it works.
Getting Started Is Easy
Join Bilscore in minutes and start managing your everyday payments with confidence
Create Your Account
Join Bilscore in minutes via WhatsApp, the app, or the website.
Takes less than 60 seconds
Fund Wallet
Fund your wallet instantly using bank transfer or other supported payment methods
From as low as ₦100
Pick What to Pay
Airtime, data, electricity, cable TV, and more.
10+ services available
Pay Instantly
Complete your payment through the app, WhatsApp, or USSD and receive instant confirmation.
Works without internet
Frequently Asked Questions
Everything you need to know about Bilscore
Save our number (+234 708 442 2183) to your contacts as 'Bilscore'. Then send: REG [Full Name] [Email] [Username]. For example: REG John Doe john@email.com johndoe. You'll receive your wallet details and login credentials instantly — no app download required.
No. WhatsApp is the fastest way to start — you don't need to download anything. If you have WhatsApp installed, you can buy airtime, data, pay electricity bills, and subscribe to cable TV directly from your chat. You can also access Bilscore through the web app at app.bilscore.com if you prefer a dashboard view.
Everything Bilscore offers: airtime for MTN, Glo, Airtel, and 9mobile; data for all networks; electricity tokens for all DisCos; cable TV subscriptions (DSTV, GOtv, Startimes); WAEC, JAMB, NECO pins; and scheduled future payments. Type HELP in WhatsApp to see every available command.
Yes. Every transaction is protected by your transaction PIN. You can toggle PIN requirements anytime by sending WA PIN ON or WA PIN OFF. Your WhatsApp number is linked to your account only after registration, so nobody else can transact as you.
Just send BALANCE. You'll get your wallet balance, virtual account details, and quick stats instantly — no login required.
Bilscore lets you pay electricity bills, renew cable TV subscriptions, buy airtime and mobile data, and access other everyday payment services—all from one secure platform. New services are added regularly to make managing your payments even easier.
Yes. We use industry-standard security practices to protect your account and transactions. Every payment is securely processed, and you'll receive instant confirmation after successful transactions. Your PIN is never required for your own number, keeping your daily transactions fast and safe.
Yes. You can complete transactions using our USSD service on any phone without an internet connection. WhatsApp requires internet, but is more flexible and conversational. Both work everywhere in Nigeria.
Yes. Use SCHEDULE [meter_index] [amount] [days] on WhatsApp to schedule a future electricity payment. For example, SCHEDULE 1 5000 7 schedules ₦5,000 for meter #1 in 7 days. You can view active schedules with SUBSCRIPTIONS and cancel with CANCEL.